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Yours in service,

Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts

M 3.7 - 47 km SW of Skwentna, Alaska

ShakeMap - I

Time: 2026-01-15 06:28:35 UTC; 2026-01-15 06:28:35 UTC at epicenter
Location: 61.670°N 151.983°W
Depth: 101.20 km (62.88 mi)

M 2.0 - 51 km S of Whites City, New Mexico

Time: 2026-01-15 06:27:22 UTC; 2026-01-15 06:27:22 UTC at epicenter
Location: 31.715°N 104.277°W
Depth: 4.64 km (2.88 mi)

M 0.7 - 8 km WNW of Cobb, CA

Time: 2026-01-15 06:26:49 UTC; 2026-01-15 06:26:49 UTC at epicenter
Location: 38.836°N 122.810°W
Depth: 1.76 km (1.09 mi)

M 1.4 - 23 km SE of Chickaloon, Alaska

Time: 2026-01-15 06:21:14 UTC; 2026-01-15 06:21:14 UTC at epicenter
Location: 61.663°N 148.114°W
Depth: 20.50 km (12.74 mi)

M 2.0 - 55 km SE of Pāhala, Hawaii

Time: 2026-01-15 06:20:19 UTC; 2026-01-15 06:20:19 UTC at epicenter
Location: 18.858°N 155.101°W
Depth: 17.17 km (10.67 mi)

M 1.1 - 5 km SSW of Volcano, Hawaii

Time: 2026-01-15 06:15:12 UTC; 2026-01-15 06:15:12 UTC at epicenter
Location: 19.398°N 155.259°W
Depth: 0.67 km (0.42 mi)

M 2.1 - 24 km ENE of San Ardo, CA

Time: 2026-01-15 06:11:09 UTC; 2026-01-15 06:11:09 UTC at epicenter
Location: 36.068°N 120.641°W
Depth: -0.72 km (-0.45 mi)

M 2.0 - 5 km SW of Volcano, Hawaii

Time: 2026-01-15 06:06:55 UTC; 2026-01-15 06:06:55 UTC at epicenter
Location: 19.409°N 155.271°W
Depth: 1.80 km (1.12 mi)

M 1.8 - 6 km SW of Volcano, Hawaii

Time: 2026-01-15 06:02:39 UTC; 2026-01-15 06:02:39 UTC at epicenter
Location: 19.405°N 155.275°W
Depth: 1.12 km (0.70 mi)

M 2.7 - 14 km ESE of Pāhala, Hawaii

Time: 2026-01-15 06:02:12 UTC; 2026-01-15 06:02:12 UTC at epicenter
Location: 19.175°N 155.347°W
Depth: 28.70 km (17.83 mi)

Insurance Journal

Scientists Confirm 2025 Was Third-Hottest Year, Trailing 2024 and 2023
Last year was the third hottest on record, according to an analysis of temperature data released Wednesday by three independent agencies. That puts 2025 just behind the second-hottest year, 2023, and the hottest, 2024. What makes this result extraordinary, scientists …

Oracle Sued by Bondholders Over Losses Tied to AI Buildout
Oracle was sued on Wednesday by bondholders who say they suffered losses because the company chaired by billionaire Larry Ellison concealed its need to sell significant additional debt to build out its artificial intelligence infrastructure. The proposed class action was …

Florida Heads for Smallest Orange Crop in Nearly a Century
Florida’s orange harvest is expected to fall to the lowest in nearly a century, as shrinking groves continue to offset improvements in yields. The state is seen producing 12 million boxes of fruit in the 2025-26 season, down 2% from …

$182M Settlement Reached in 2015 New York Train Crossing Crash That Killed 6
A more than $182 million settlement has been reached with victims of a deadly 2015 collision between a train and an SUV at a suburban New York crossing. The majority of the settlement with Metro-North Railroad goes to the families …

People Moves: SAN Group Names Regional VP; RCM&D Appoints Surety Division Director
Satellite Agency Network Group, Inc. (SAN), headquartered in Hampton, New Hampshire, hired Sherri Warcholic as regional vice president for Connecticut and Rhode Island. Warcholic will focus on identifying and developing membership opportunities, supporting agency growth throughout the region. Before SAN, …

Musk’s xAI Faces California AG Probe Over Grok Sexual Images
Elon Musk’s artificial intelligence startup, xAI, is under investigation by the California attorney general’s office after the company’s Grok chatbot was allegedly used to create thousands of sexualized images of women and children without their consent. California Attorney General Rob …

Two Big California Home Insurers to Raise Rates By 6.9%
Two large California home insurers will be raising rates for by an average of 6.9% this year, filings with the California Department of Insurance show. CSAA will begin rate increases for nearly 481,800 homeowners starting in March. Mercury Insurance is …

Driver Fails to Back Up Claim That Tesla Touchscreen Defect Caused Accident
Vehicle manufacturer Tesla has won dismissal of a product liability lawsuit claiming that a defective touchscreen in a 2021 Tesla caused an accident. Judge Nelson Roman in federal district court in New York granted Tesla summary judgment because the woman …

Supreme Court Does Not Issue Ruling on Trump’s Tariffs
The U.S. Supreme Court issued three decisions on Wednesday but did not decide the closely watched dispute over the legality of President Donald Trump‘s global tariffs. The court did not announce the next date when it will issue rulings. It …

Verizon Users Report Service Outage Affecting Thousands
Verizon Communications Inc. is suffering a widespread service outage, with thousands of users reporting lack of cell service on Wednesday afternoon. Verizon, the largest US wireless provider, said it was aware of the issue and trying to resolve the problem. …