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Yours in service,

Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts

M 1.9 - 5 km WSW of Volcano, Hawaii

Time: 2026-10-03 02:47:09 UTC; 2026-10-03 02:47:09 UTC at epicenter
Location: 19.415°N 155.280°W
Depth: -0.35 km (-0.22 mi)

M 0.5 - 12 km W of Anza, CA

Time: 2026-10-03 02:25:39 UTC; 2026-10-03 02:25:39 UTC at epicenter
Location: 33.568°N 116.806°W
Depth: 6.67 km (4.14 mi)

M 1.8 - 11 km SSW of San Lucas, CA

Time: 2026-10-03 02:21:59 UTC; 2026-10-03 02:21:59 UTC at epicenter
Location: 36.030°N 121.048°W
Depth: 9.92 km (6.16 mi)

M 2.1 - 9 km ENE of Puebla, B.C., MX

Time: 2026-10-03 02:00:10 UTC; 2026-10-03 02:00:10 UTC at epicenter
Location: 32.583°N 115.260°W
Depth: 19.08 km (11.86 mi)

M 1.4 - 13 km SSE of Santa Barbara, CA

Time: 2026-10-03 01:35:05 UTC; 2026-10-03 01:35:05 UTC at epicenter
Location: 34.311°N 119.654°W
Depth: 3.00 km (1.86 mi)

M 1.8 - 12 km S of Leilani Estates, Hawaii

Time: 2026-10-03 01:18:09 UTC; 2026-10-03 01:18:09 UTC at epicenter
Location: 19.357°N 154.921°W
Depth: 30.82 km (19.15 mi)

M 4.1 - 34 km S of Adak, Alaska

ShakeMap - IV

Time: 2026-10-03 01:03:12 UTC; 2026-10-03 01:03:12 UTC at epicenter
Location: 51.569°N 176.686°W
Depth: 49.15 km (30.54 mi)

M 1.4 - 7 km ENE of Fox, Alaska

Time: 2026-10-03 00:56:27 UTC; 2026-10-03 00:56:27 UTC at epicenter
Location: 64.974°N 147.460°W
Depth: 1.50 km (0.93 mi)

M 1.4 - 4 km W of Fuig, Puerto Rico

Time: 2026-10-03 00:52:58 UTC; 2026-10-03 00:52:58 UTC at epicenter
Location: 17.990°N 66.955°W
Depth: 6.59 km (4.09 mi)

M 2.1 - 6 km SW of Guánica, Puerto Rico

Time: 2026-10-03 00:52:37 UTC; 2026-10-03 00:52:37 UTC at epicenter
Location: 17.939°N 66.958°W
Depth: 7.28 km (4.52 mi)

Insurance Journal

Houston and Dallas Face Risk of Floods as Storms Sweep Texas
Houston and Dallas face more flooding rains Friday as storms continue to sweep across the eastern third of Texas, where thousands are without power and hundreds of flights were canceled Thursday. Dallas Fort Worth International Airport reported 3.47 inches (9 …

Business Moves: Everest Completes Sale of Canadian Retail Operations to Wawanesa; Arthur J. Gallagher & Co. Buys New Zealand’s Albany Insurance Services
Everest Group Ltd., the Bermuda-based specialty re/insurer, announced the completion of the previously announced sale of its Canadian retail Insurance operations, to Wawanesa Mutual Insurance Co. In connection with the Everest acquisition, Wawanesa launched a unit called “WSI,” which comprise …

Florida Insurance Agent Pleads Guilty in $300,000 Premium Finance Scheme
A Florida insurance agent faces years in prison after he pleaded guilty to fraudulently arranging more than $300,000 in premium financing for fake companies, then diverting much of the money to his personal use. Daniel Raney, 41, who managed Raney …

US P/C Insurers See Fewer Ratings Downgrades in H1 2026 on Improved Performance
The US property/casualty insurance segment saw substantially fewer ratings downgrades with more ratings upgrades in the first half of 2026 — mostly related to either poor or improved operating performance, according to AM Best. There were about half as many …

AI Tools Suspected in Korea’s Shinhan Bank Hack, Yonhap News Reports
Advanced artificial intelligence tools may have been used in a cyberattack on South Korea’s Shinhan Bank Co. that exposed information on about 25,000 customers, Yonhap News reported, highlighting the risk of automated hacking against financial institutions. Attackers probably used sophisticated …

To Shield Its Parishes, Vermont Diocese Wants to Pull Its Bankruptcy Filing
Facing a ruling that could expose its local parishes and schools to liability, no progress in settlement talks, and rising litigation costs, the Roman Catholic Diocese of Burlington, Vermont has taken the unusual step of asking the U.S. bankruptcy court …

California AG Bonta Issues Subpoena to OpenAI over AI Cybersecurity Risks
California Attorney General Rob Bonta has issued an investigative subpoena to OpenAI, as part of a broader inquiry into cybersecurity incidents and risks related to its AI models, his office said on Thursday. Last month, Bonta announced that the Department …

No Lights, No Radio: Getting Oil Through Strait of Hormuz Is a Risky Job
The tanker captain summoned his years of experience when he saw the blast in front of him. He veered his 300-meter-long ship around the vessel ahead and could see a fire had started. He called the US Navy to tell …

Police Arrest Dual UK-Iranian National Over Airbase Plot
UK police said they arrested a sixth man, a British-Iranian dual national, in relation to an incident near an airbase used by the US to launch strikes on Iran. The 27-year-old man was arrested in London on suspicion of preparation …

US States Challenge Corteva Spinoff as Bid to Evade PFAS Liabilities
Fifteen US states sued agrichemicals company Corteva on Thursday, alleging that the spinoff of its seed and genetics business into Vylor was designed to shield the company’s best assets from tens of billions of dollars in potential liabilities tied to …