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We understand that your needs are unique. That's why we work with dozens of carriers to find the best and most affordable protection for what matters most in your life. As third generation insurance specialists, we are more than qualified to serve everyone from individuals to large companies. Contact us today and let us exceed your expectations!

Yours in service,

Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts

M 0.6 - 3 km E of Moreno Valley, CA

Time: 2026-10-31 08:15:19 UTC; 2026-10-31 08:15:19 UTC at epicenter
Location: 33.928°N 117.191°W
Depth: 13.27 km (8.25 mi)

M 2.3 - 13 km SE of Lowell Point, Alaska

Time: 2026-10-31 08:06:30 UTC; 2026-10-31 08:06:30 UTC at epicenter
Location: 59.988°N 149.276°W
Depth: 8.50 km (5.28 mi)

M 2.3 - 2 km E of Pāhala, Hawaii

Time: 2026-10-31 08:03:16 UTC; 2026-10-31 08:03:16 UTC at epicenter
Location: 19.203°N 155.457°W
Depth: -0.12 km (-0.07 mi)

M 1.9 - 6 km S of Pāhala, Hawaii

Time: 2026-10-31 08:02:16 UTC; 2026-10-31 08:02:16 UTC at epicenter
Location: 19.142°N 155.468°W
Depth: 30.72 km (19.09 mi)

M 1.2 - 13 km WNW of Calipatria, CA

Time: 2026-10-31 07:42:26 UTC; 2026-10-31 07:42:26 UTC at epicenter
Location: 33.162°N 115.643°W
Depth: 2.35 km (1.46 mi)

M 2.5 - 12 km NW of Junction, Utah

Time: 2026-10-31 07:37:26 UTC; 2026-10-31 07:37:26 UTC at epicenter
Location: 38.316°N 112.326°W
Depth: 7.81 km (4.85 mi)

M 1.0 - 7 km SW of Atascadero, CA

Time: 2026-10-31 07:34:38 UTC; 2026-10-31 07:34:38 UTC at epicenter
Location: 35.439°N 120.716°W
Depth: 7.00 km (4.35 mi)

M 0.9 - 21 km N of Searles Valley, CA

Time: 2026-10-31 07:22:05 UTC; 2026-10-31 07:22:05 UTC at epicenter
Location: 35.956°N 117.394°W
Depth: 2.18 km (1.35 mi)

M -0.1 - 4 km WSW of Anza, CA

Time: 2026-10-31 06:58:05 UTC; 2026-10-31 06:58:05 UTC at epicenter
Location: 33.535°N 116.709°W
Depth: 6.45 km (4.01 mi)

M 1.4 - 49 km SSW of Skwentna, Alaska

Time: 2026-10-31 06:52:01 UTC; 2026-10-31 06:52:01 UTC at epicenter
Location: 61.582°N 151.745°W
Depth: 14.60 km (9.07 mi)

Insurance Journal

Binance’s $6.3 Billion Hack: How Crypto Insurance Works
Hackers stole $6.3 billion from Binance in the world’s biggest crypto heist, putting a spotlight on how cryptocurrency exchanges insure their digital assets against theft and cyberattacks. But insurance protection is far from uniform. Coverage depends on how assets are …

Some Trends Signal Potential Hope for US Commercial Auto: AM Best
A $2.2 billion underwriting loss in 2025 certainly isn’t anything to celebrate, but when it comes to U.S. commercial auto insurers, there may be a reason to crack a smile. According to a new report from AM Best, the loss …

Markel Expects to See Runoff Certainty With Enstar’s $1.2B Adverse Development Cover
Markel Group has entered into a reinsurance runoff agreement with Enstar Group, the legacy acquisition specialist that is providing $1.2 billion of adverse development cover for underwriting years 2025 and prior. “[W]e are taking decisive action on legacy exposures,” said …

Opterrix Launches AI-Powered Portfolio Management Workflow
Opterrix, a proactive risk intelligence and exposure management platform, this week launched Opterrix Portfolio Management, a new AI-powered workflow designed to help insurers gain a better understanding of their entire portfolios and make more informed underwriting and portfolio management decisions. …

Louisiana Man Arrested for Auto Insurance Fraud
A Louisiana man was arrested this week on a charge of insurance fraud for allegedly burning his pickup truck. St. Landry Parish Sheriff’s Deputies arrested Andronicus Edison, 58, of Palmetto after the Louisiana Office of State Fire Marshal’s (SFM) Fire …

AM Best Upgrades Credit Ratings of Kansas’ Upland Mutual
AM Best has upgraded the Financial Strength Rating to A- (Excellent) from B++ (Good) and the Long-Term Issuer Credit Rating to “a-” (Excellent) from “bbb+” (Good) of Upland Mutual Insurance, Inc. based in Junction City, Kansas. The outlook of these …

Hippo Continues to Diversify Portfolio in Q3 With Casualty, Commercial
Insurtech Hippo posted net income for the third quarter 2026 of $9 million compared with about $98 million for the period a year ago. The San Jose, California-based insurer said the drop in net income was due to a $91 …

EPA Response to 2023 Ohio Train Derailment Will be Investigated
The Environmental Protection Agency’s response to the disastrous 2023 East Palestine train derailment will be investigated after local residents of the small town on the Ohio-Pennsylvania border and Vice President JD Vance pressed for the review. The Inspector General of …

Trump to End Restrictions on Methane From Oil and Gas Drilling
President Donald Trump said Tuesday that his administration is “terminating” a Biden-era rule that aimed to cut planet-warming emissions of methane from oil and gas drilling. Trump said during a campaign rally in Texas that the change would save companies …

King Tides Inundate Streets and Flood Homes and Businesses on Both US Coasts
King tides have inundated parts of both U.S. coasts, flooding streets and sending seawater into homes and businesses in beach communities in California, Florida and the Carolinas. The tides began with the full moon earlier this week and could cause …