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Yours in service,

Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts

M 1.1 - 16 km E of Twentynine Palms, CA

Time: 2026-08-12 09:46:06 UTC; 2026-08-12 09:46:06 UTC at epicenter
Location: 34.115°N 115.903°W
Depth: 7.79 km (4.84 mi)

M 1.9 - 13 km SSE of Volcano, Hawaii

Time: 2026-08-12 09:23:40 UTC; 2026-08-12 09:23:40 UTC at epicenter
Location: 19.329°N 155.199°W
Depth: 1.32 km (0.82 mi)

M 2.3 - 54 km SSW of Whites City, New Mexico

Time: 2026-08-12 09:14:33 UTC; 2026-08-12 09:14:33 UTC at epicenter
Location: 31.712°N 104.574°W
Depth: 3.17 km (1.97 mi)

M 1.1 - 9 km NE of Coso Junction, CA

Time: 2026-08-12 09:13:09 UTC; 2026-08-12 09:13:09 UTC at epicenter
Location: 36.092°N 117.866°W
Depth: 5.30 km (3.29 mi)

M 1.0 - 32 km WSW of Ackerly, Texas

Time: 2026-08-12 09:11:30 UTC; 2026-08-12 09:11:30 UTC at epicenter
Location: 32.398°N 102.022°W
Depth: 3.94 km (2.45 mi)

M 2.0 - 5 km W of Glen Ellen, CA

DYFI? - III

Time: 2026-08-12 09:06:38 UTC; 2026-08-12 09:06:38 UTC at epicenter
Location: 38.370°N 122.583°W
Depth: 0.46 km (0.29 mi)

M 0.7 - 5 km WNW of Cobb, CA

Time: 2026-08-12 08:59:17 UTC; 2026-08-12 08:59:17 UTC at epicenter
Location: 38.840°N 122.781°W
Depth: 0.91 km (0.57 mi)

M 0.9 - 7 km SE of Cloverdale, CA

Time: 2026-08-12 08:54:23 UTC; 2026-08-12 08:54:23 UTC at epicenter
Location: 38.769°N 122.952°W
Depth: 1.98 km (1.23 mi)

M 1.4 - 27 km NNW of Aleneva, Alaska

Time: 2026-08-12 08:49:20 UTC; 2026-08-12 08:49:20 UTC at epicenter
Location: 58.291°N 153.061°W
Depth: 57.80 km (35.92 mi)

M 2.5 - 67 km W of Petrolia, CA

Time: 2026-08-12 08:44:20 UTC; 2026-08-12 08:44:20 UTC at epicenter
Location: 40.340°N 125.073°W
Depth: 5.69 km (3.54 mi)

Insurance Journal

Viewpoint: Is it Time to Rethink the ‘Secondary-Peril’ Label and Reclassify Risk?
As climate events intensify, exposure is expanding, and loss severities from secondary perils, such as convective storms, wildfires, floods and hail, are no longer easily dwarfed by hurricanes or earthquakes. These perils have contributed significantly to the insured losses in …

HSBC Global Insurance Business Head Moncreiffe to Leave, Sources Say
HSBC’s global chief executive for insurance business, Edward Moncreiffe, is set to leave the bank after two decades with the lender, sources said, amid a broader global overhaul and recent asset sales in Asia. Moncreiffe’s departure, which was first reported …

AI’s Volatile Power Demand Is Damaging Its Own Data Centers
Rapid swings in AI data centers’ power demands are straining vital equipment, causing batteries, generators and cooling systems to malfunction or wear out far sooner than expected. As the AI boom accelerates, these technical problems suggest added costs and unforeseen …

FDA Urges Sanitation, Supplier Checks to Curb Fresh-Cut Produce Contamination
The U.S. Food and Drug Administration on Tuesday finalized guidance for preparation and packaging of fresh-cut produce, recommending measures such as sanitation control, supplier verification and refrigeration to reduce the risk of foodborne illnesses. The guidance for ready-to-eat produce comes …

Americans Just Endured the Hottest Month in 132 Years
The US just sweltered through the warmest month ever recorded. The average temperature for the US mainland reached 76.9F (24.9C) in July, the National Oceanic and Atmospheric Administration said on Monday. The US government has been tracking temperatures for 132 …

Rhine River Shipping Stalls as Water Level Hits Record Low
Water levels on the Rhine river are dwindling further, with no relief in sight, forcing companies that rely on the waterway to adjust rapidly to keep goods flowing.Levels at Kaub, Germany — the Rhine’s shallowest point — have fallen to …

Delta Probing Unauthorized Wi-Fi on Flight After Hacker Event
Delta Air Lines Inc. is investigating an unauthorized Wi-Fi network on a Monday flight out of Las Vegas, where a major cybersecurity conference was held over the weekend. The US airline is working with federal law enforcement officials and aviation …

German Drivers Accelerate Switch to EVs Due to Middle East War
More German drivers than ever are switching to electric vehicles due to the jump in fuel prices triggered by the US-Israeli war on Iran. A record 12% replaced their combustion-engine car with an EV in the second quarter, according to …

Massachusetts High Court Says Mag Mutual Must Defend Doctor Accused of Stalking
A Massachusetts plastic surgeon was suspended by the state Board of Medicine in 2020 for allegedly stalking and harassing a former patient—a patient who happened to be a former girlfriend. A complaint filed with the Board by the woman’s husband …

Inszone Insurance Acquires Two Fong’s in California
Inszone Insurance Services acquired Two Fong’s Inc in California. Founded in 1982 and acquired by its current leadership, Al and Pete Fong, in 2000, Two Fong’s has maintained a presence across the Bay Area, specializing in commercial property and lessor’s …