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We understand that your needs are unique. That's why we work with dozens of carriers to find the best and most affordable protection for what matters most in your life. As third generation insurance specialists, we are more than qualified to serve everyone from individuals to large companies. Contact us today and let us exceed your expectations!

Yours in service,

Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts

M 1.8 - 1 km W of Dana Point, CA

Time: 2026-04-27 10:41:28 UTC; 2026-04-27 10:41:28 UTC at epicenter
Location: 33.466°N 117.709°W
Depth: 13.29 km (8.26 mi)

M 1.9 - 20 km ENE of Goldfield, Nevada

Time: 2026-04-27 10:29:31 UTC; 2026-04-27 10:29:31 UTC at epicenter
Location: 37.811°N 117.035°W
Depth: 12.45 km (7.74 mi)

M 1.4 - 14 km SE of Tres Pinos, CA

Time: 2026-04-27 10:23:55 UTC; 2026-04-27 10:23:55 UTC at epicenter
Location: 36.695°N 121.209°W
Depth: 7.92 km (4.92 mi)

M 2.4 - 5 km SE of Ratliff City, Oklahoma

Time: 2026-04-27 10:21:47 UTC; 2026-04-27 10:21:47 UTC at epicenter
Location: 34.416°N 97.472°W
Depth: 4.52 km (2.81 mi)

M 1.9 - 28 km SW of Cooper Landing, Alaska

Time: 2026-04-27 10:20:44 UTC; 2026-04-27 10:20:44 UTC at epicenter
Location: 60.324°N 150.210°W
Depth: 28.30 km (17.58 mi)

M 0.7 - 10 km S of Valle Vista, CA

Time: 2026-04-27 10:16:02 UTC; 2026-04-27 10:16:02 UTC at epicenter
Location: 33.660°N 116.901°W
Depth: 12.96 km (8.05 mi)

M 1.5 - 37 km SE of Odessa, Texas

Time: 2026-04-27 10:12:19 UTC; 2026-04-27 10:12:19 UTC at epicenter
Location: 31.653°N 102.048°W
Depth: 4.69 km (2.92 mi)

M 0.6 - 12 km S of Anza, CA

Time: 2026-04-27 09:50:26 UTC; 2026-04-27 09:50:26 UTC at epicenter
Location: 33.445°N 116.663°W
Depth: 3.97 km (2.47 mi)

M 1.1 - 19 km E of Big Bear City, CA

Time: 2026-04-27 09:50:15 UTC; 2026-04-27 09:50:15 UTC at epicenter
Location: 34.281°N 116.640°W
Depth: 20.39 km (12.67 mi)

M 1.2 - 27 km SSW of Ocotillo Wells, CA

Time: 2026-04-27 09:46:34 UTC; 2026-04-27 09:46:34 UTC at epicenter
Location: 32.917°N 116.242°W
Depth: 7.35 km (4.57 mi)

Insurance Journal

General Atlantic-Backed Indian Insurer Acko Eyes Up to $2.5B Valuation in IPO: Sources
India’s Acko Insurance is targeting a valuation of between $2 billion and $2.5 billion in its planned initial public offering and is eyeing a listing in early 2027, two people familiar with the matter said. Backed by investors including General …

Michigan Cleared in Lawsuit Over 2020 Dam Collapse
The state of Michigan was cleared of liability Thursday in a disastrous 2020 dam failure that flooded communities, destroyed more than 100 homes and drained a popular lake. Court of Claims Judge James Redford acknowledged the “real and lasting damages” …

NFL’s Rooney Rule Meets Biggest Challenge in Trump’s DEI Crackdown
The most-recognizable diversity policy in sports is facing the biggest challenge in its history. Florida Attorney General James Uthmeier, who has been endorsed by President Donald Trump, is calling for the end of the National Football League’s Rooney Rule, a …

Commercial Lines Rates Continue to Soften, Says Ivans Index
Premium renewal rates in the first quarter 2026 decreased for all major commercial lines compared to the fourth quarter 2025, according to the Ivans Index. “Q1 sets an important baseline for 2026, with commercial rates continuing to soften as the …

Trend of Fewer Insurance M&A Deals ‘Bottoming Out’: OPTIS
Insurance agency mergers & acquisitions in the first three months of 2026 were down 6% compared with the same period last year. It was the 10th consecutive quarter of deal volume below the long-term trend line but, investment banking and …

South Carolina Senate Votes to Suspend $1M Liquor Liability Insurance Requirement
Eight years after South Carolina lawmakers forced a $1 million liquor liability insurance requirement on bars and restaurants, and one year after they tweaked the law with conditional coverage requirements, the state Senate is trying again. Senators voted last week …

Former Ransomware Negotiator Pleads Guilty to Aiding Attackers
A former ransomware negotiator has pleaded guilty to charges he helped a ransomware group extort tens of millions of dollars from companies. Angelo Martino, 41, of Land O’Lakes, Florida, worked for a cyber incident response company as a ransomware negotiator …

Tornado Tears Through Oklahoma Town, Damaging 40 Homes
Raeann Hunt scrambled to her cellar as a tornado bore down on her Oklahoma community. “It is headed right for us,” she recalled thinking, as she peeked outside, unable to contain her curiosity. Huddled inside the dark 8-by-8 foot (2.44-by-2.44 …

CFTC Sues New York to Block Oversight of Prediction Markets
The U.S. Commodity Futures Trading Commission sued New York on Friday, accusing the state of invading its authority to regulate prediction markets by filing lawsuits accusing Coinbase Financial Markets COIN.O and Gemini Titan GEMI.O of promoting gambling. In a complaint …

Water to Surge into Drought-Depleted Lake Powell But at Costs Elsewhere
Canyons in eastern Utah will churn this spring with huge volumes of water—as much as 50,000 toilets flushing constantly at the same time—in a desperate attempt to maintain electricity generation for thousands of homes across much of the Western U.S. …