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(805) 413-1491
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Wealth, & Well-Being.

Countless Solutions ... Your Way


We understand that your needs are unique. That's why we work with dozens of carriers to find the best and most affordable protection for what matters most in your life. As third generation insurance specialists, we are more than qualified to serve everyone from individuals to large companies. Contact us today and let us exceed your expectations!

Yours in service,



Daniel Manfredi
Principal Broker

" People will forget what you said, people will forget what you did, but people will never forget how you made them feel. " -- Maya Angelou

USGS Alerts
M 2.8 - 26 km SE of Cantwell, Alaska
Time
2026-05-04 10:37:41 UTC
2026-05-04 10:37:41 UTC at epicenter
Location
63.227°N 148.560°W
Depth
79.90 km (49.65 mi)
M 1.0 - 5 km W of Cobb, CA
Time
2026-05-04 10:29:51 UTC
2026-05-04 10:29:51 UTC at epicenter
Location
38.826°N 122.782°W
Depth
2.31 km (1.44 mi)
M 1.5 - 41 km WNW of Karluk, Alaska
Time
2026-05-04 10:29:05 UTC
2026-05-04 10:29:05 UTC at epicenter
Location
57.688°N 155.109°W
Depth
72.30 km (44.93 mi)
M 0.9 - 4 km WNW of Cobb, CA
Time
2026-05-04 10:25:31 UTC
2026-05-04 10:25:31 UTC at epicenter
Location
38.838°N 122.769°W
Depth
1.93 km (1.20 mi)
M 1.2 - 15 km NW of Anderson, Alaska
Time
2026-05-04 10:00:08 UTC
2026-05-04 10:00:08 UTC at epicenter
Location
64.453°N 149.383°W
Depth
5.00 km (3.11 mi)
M 2.6 - 7 km SE of Pearsall, Texas
Time
2026-05-04 09:59:35 UTC
2026-05-04 09:59:35 UTC at epicenter
Location
28.852°N 99.033°W
Depth
7.79 km (4.84 mi)
M 1.9 - 6 km SW of Volcano, Hawaii
Time
2026-05-04 09:56:22 UTC
2026-05-04 09:56:22 UTC at epicenter
Location
19.403°N 155.281°W
Depth
0.85 km (0.53 mi)
M 1.3 - 31 km SSE of Skwentna, Alaska
Time
2026-05-04 09:54:37 UTC
2026-05-04 09:54:37 UTC at epicenter
Location
61.751°N 151.095°W
Depth
92.90 km (57.73 mi)
M 1.0 - 19 km ESE of Chickaloon, Alaska
Time
2026-05-04 09:46:19 UTC
2026-05-04 09:46:19 UTC at epicenter
Location
61.711°N 148.138°W
Depth
24.50 km (15.22 mi)
M 2.0 - 6 km S of G. L. Garcia, Puerto Rico
Time
2026-05-04 09:26:06 UTC
2026-05-04 09:26:06 UTC at epicenter
Location
18.067°N 66.113°W
Depth
17.10 km (10.63 mi)

Insurance Journal
Hantavirus Outbreak on Cruise Ship Leaves 3 Dead, WHO Says
Three people have died and one is in intensive care in South Africa after a cluster of hantavirus infections linked to a cruise ship in the Atlantic Ocean, the World Health Organization said Sunday. One case has been confirmed by …
China’s Unprecedented Defiance of US Sanctions Triggers Showdown
China has ordered its companies to ignore US sanctions, an unprecedented act of defiance that threatens to trap a vast banking sector in the crossfire as tension rises between the world’s largest economies. Beijing has often railed against unilateral sanctions …
Baltic Exchange Denies Mercuria’s Allegations Over Hormuz Freight Losses
The Baltic Exchange, the world’s top provider of benchmark shipping indices, has denied allegations from Mercuria that some of its oil tanker pricing data caused losses at the commodity trader. In a court filing dated April 30, Switzerland-based Mercuria said …
Plane Crashes in Texas Hill Country, Killing 5 Pickleball Players
Five members of a pickleball club who died after the small plane carrying them crashed in Texas are being mourned by a tight-knit community of fellow players. The Texas Department of Public Safety confirmed Saturday that Justin Appling, Hayden Dillard, …
SpaceX Sued for Alleged Home Damage in South Texas
A group of 80 South Texas plaintiffs are suing Elon Musk’s aerospace company SpaceX, alleging its rocket testing caused “massive” sonic booms that damaged their houses repeatedly over a two-year period. The lawsuit was filed in the U.S. Southern District …
CISA Weighs Cutting Deadlines to Fix Digital Flaws Amid Worries Over AI
U.S. cybersecurity officials are considering sharply shorter deadlines for fixing critical flaws in government IT systems, amid concerns hackers could exploit them using artificial‑intelligence tools such as Anthropic’s Mythos, people familiar with the matter said. The move, which has not …
Misclassification Costs Workers, Social Insurance
As many as 10–30% of employers misclassify workers at an enormous cost to both workers and social insurance systems. New analysis from the National Employment Law Project, focusing on state-level reports on employee misclassification, estimates that social insurance systems can …
KBRA Assigns Issuer Rating to Universal, as Q1 Results Mark ‘Fantastic’ Start to 2026
KBRA, the Kroll Bond Rating Agency, has assigned a BBB issuer rating to Universal Insurance Holdings, along with a BBB credit rating, ahead of the Florida insurance holding company’s refinance of $100 million in unsecured notes. The ratings are slightly …
Berkshire CEO Abel Says Insurance Becoming Increasingly Competitive
Berkshire Hathaway reported improved first-quarter performance from the conglomerate’s insurance businesses, but CEO Greg Abel told investors the sector faces competitive headwinds. “The reality is that … as our insurance business softens, we cannot realize the value we should for …
SC Bill Would Change ‘Free’ Windshield Replacement and Give DOI More Authority
Under a bill poised to win approval in the South Carolina legislature, the decades-old practice of letting many drivers automatically enjoy relatively painless windshield replacements may soon disappear. House Bill 4817, titled the “Insurance Rate Reduction and Policy Holder Protection …





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